Next Generation Payments
NexGenPay eWallet
The Sovereign Digital Layer for Community Banking
NexGenPay gives community banks full ownership of the digital transaction layer — brand, data, revenue, and customer relationships. White-label. FedNow-native. Bank-owned. Revenue-generating.
Core Platform Features
- Instant FedNow Send & Receive — real-time settlement, sub-second transfers
- Fully white-label mobile wallet — your brand, your colors, your domain
- SMS-triggered onboarding — reach unbanked customers with just a phone number
- QR Pay merchant acceptance — sub-1% fees, zero chargebacks, bank-owned data
- Cardless ATM cash access — withdrawals without a physical card
- Non-interest income generation — monetize every FedNow transfer
- 3-day launch timeline — go live faster than any competing platform
Why NexGenPay
- Bank-owned — not leased from a fintech. You own the customer relationship.
- FedNow-native — built on the Federal Reserve's real-time payment rail
- Revenue-generating — $0.045/transfer FedNow economics vs. $0 from Zelle
- Underbanked on-ramp — capture the 18.4% of households missed by incumbents
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